Overview

Description

  • Uses commercial credit underwriting skills to analyze and assess requests primarily for larger exposure commercial customers.
  • Manually analyzes and decisions unsecured commercial credit underwriting requests from new and existing customers and make recommendations for requests within a limited period of time in accordance with credit department policies.
  • Employs decisioning to meet bank, partner and customer credit requirements. Takes ownership to resolve issues/inquiries with warm caring and individualized attention using a variety of resources and systems.
  • Performs financial analysis and makes recommendations on new and existing credits and exposures.
  • Assists applicants requesting large lines of credit by analyzing the customer, interpreting the request, identifying the risk factors, performing a risk assessment, and providing a summary and recommendation in the processing system.
  • Ensures adherence to company and credit policies, auditing procedures and department goals and standards.
  • Identifies and escalates credit policy opportunities through system/strategy testing and procedural reviews.
  • Performs efficiently while maintaining quality.
  • Demonstrates an understanding of customer issues and offers appropriate options to bring issues to resolution.
  • Expected to perform efficiently while maintaining a high quality and exceptional customer service. In every case the
  • Credit Underwriter should be emphatic, utilize caring words and present a warm, respectful tone. The Credit
  • Underwriter will ensure the customer has a clear understanding of resolutions discussed and will share job knowledge concerning underwriting.
  • Meets all contractual and regulatory turn-around times.
  • Fosters and promotes teamwork and good morale.
  • Performs special projects as determined by the needs of the Credit manager, other management, customer, or partner.
  • Provides on-going, reliable input to management relevant to operational problems, issues, risks, and other matters.

To apply for this job please visit the following URL: https://jobs.citi.com/job/-/-/287/5502614?apstr=src=JB-14142 →


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